Scam calls and phishing texts don’t take a break for the holidays. We’re here to help you stay ahead of common scams and identity threats this holiday season. Read how you can protect yourself in this month's newsletter! 

Traveling for the holidays this season? We also have some cost-saving tips to help you keep your budget intact by saving money on car expenses. 

Prevent identity theft! Identity theft affected nearly 30% of Americans in 2025. In our highly connected digital age, avoiding identity theft can feel like a real challenge. Fortunately, there are practical ways to lower your risk and stay one step ahead of anyone looking to misuse your information. 

Don’t fall for phishing. Phishing scams are more widespread than ever and grow more sophisticated by the day. Fraudsters often pose as trusted organizations to lure you into revealing personal information. Don’t take the bait! Here’s how to recognize and avoid phishing attempts. 

Vehicles are often one of our largest expenses, from car payments to fuel costs. Check out these ways to cut your auto costs, whether you’re looking to purchase a new one or just trying to beat the high gas prices. 

⛽ Save on Gas! Gas bills got you down? Here are some simple tips to increase your gas mileage – on the daily commute or for long road trips. 

❓Answering your auto questions. If you’re shopping for a new vehicle, you likely have plenty of questions. What can I afford? Should I buy new, used, or consider a lease? This article and interactive calculator can guide you toward the best choice for your budget. 

🚘 Take advantage of end-of-year auto deals! With auto dealers running holiday promotions on new cars, it’s the perfect time to get a great deal on your dream car. With quick approval time and competitive market rates, our auto loans can place you in the driver’s seat. Already have your dream car? We also offer loan refinancing options to save you money each month. 

Holiday Toy Drive

First Federal branches helped brighten the holidays for local children by collecting donations of new toys for the Community Services League and Newhouse Domestic Violence Shelter. Thank you to all who donated! 

Important Dates

Banking centers will close at 12pm on December 24th for Christmas Eve and will be closed on Thursday, December 25th for Christmas Day. We’ll reopen with normal hours on Friday, December 26th.  

Banking centers will also be closed on Thursday, January 1st for New Year’s Day and will reopen with normal hours on Friday, January 2nd. You can still access and manage your accounts at any time through Digital Banking. 

Our website/mobile terms, privacy and security policies do not extend to the linked external website(s), and First Federal Bank is not responsible for the content on any third-party website.